Expert Mortgage
Advice Across
Essex & Suffolk
Our local specialist Andy MacDonald is currently attending appointments in your area.
To book a free no obligation consultation please complete the form or call us on 01372 648007.
Mortgage Solutions
The financial world and in particular the mortgage market has changed dramatically over recent years. The internet, economic climate and pressure of competition in the market place have created a wealth of choice for clients. At the same time, this has created a potential minefield for its customers.
The role of the specialist mortgage consultant has, therefore, become even more important in being able to help you select the most appropriate and competitive lender and product to suit your circumstances from the hundreds of deals that may be available both on and off the high street.
Contact Andy today for advice or more information in regard to:
- Home purchase
- First-time buyers
- Re-mortgages
- Buy to Let
- Let to Buy
- Shared ownership
- Adverse and non standard mortgages
- Equity release schemes
- Debt consolidation
- Exclusive rates and deals
- Cost of moving
- Monthly payment calculations
Protection
Taking on a new mortgage is probably one of the largest commitments that you may ever undertake. As you may already be very aware “your home is at risk if you do not keep up repayments on a mortgage or other loans secured upon it”.
With this in mind, your Easylife specialist can help you mitigate that risk by providing sound professional advice and products via countrywide, reputable insurers within a budget that is affordable to you.
Contact our consultant Andy today for advice or more information in regard to:
- Protecting your home, lifestyle, family
- Mortgage cover
- Life cover
- Critical/serious illness cover
- Income protection
- Unemployment cover
- Waiver of premium
- Buildings and contents insurance
- Family Cover
Financial Solutions
As your needs change throughout your life, your family and responsibilities increase and you become more financially stable, it becomes increasingly important to review your financial plan regularly, organise your finances correctly and ensure your money, savings and property portfolio always continue to work for you.
By helping you identify priorities, ensuring you are aware of tax breaks and pitfalls and protecting you against eventualities that could have an adverse effect on your family, business or lifestyle, Easylife advisers can help you create a sound structure in planning for your future. We are able to offer fully Independent, wealth management solutions, protection solutions and forward planning solutions to
ensure you always remain on track to achieve your lifetime goals.
Contact an Easylife Financial consultant today for advice or more information in regard to:
- Property Portfolio
- Pensions
- Savings – Investments – Portfolio management
- School fees and university planning
- Family cover – protecting your dependants
- Lifestyle protection
- Business protection
- Wills
- Tax planning
- Maximising tax allowances
- Tax efficient products
Frequently Asked Questions
How Are We Paid?
There will be a fee of £495 per application payable on application, we will also be paid commission from the lender, the exact amount of commission we will receive is not known to us at this stage. We will confirm the actual amount to you as part of the lending illustration we obtain from the lender.
Who Regulates Us?
The Financial Conduct Authority is the independent watchdog that regulates financial services.
Buy To Let Business
The FCA does not regulate BTL mortgage sales unless the home is to be used by the borrower or a member of his immediate family. This will also mean that you will not be able to take your complaint to the Financial Ombudsman Service. In addition, you will not be able to seek redress from the Financial Services Compensation Scheme.
Whose Mortgages Do We Offer?
We offer a comprehensive range of mortgages from across the market, however, we do not offer deals that you can only obtain by going direct to a Lender.
Which Service Will We Provide You With?
We will advise and make a recommendation for you after we have assessed your needs and you have provided any requested supporting documentation.
What Do You Do If You Have A Complaint?
If you wish to register a complaint, please contact us: …..in writing EasyLife Alliance Limited, Chamberlain House. 10-12 High Street, Bagshot, Surrey GU19 5AE financial@easylifefs.co.uk …..by phone 01372 631600 If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. The Financial Ombudsman Service will not consider complaints in
respect of Buy-to-Let mortgages entered into ‘by way of business’
Company Number: 433392.
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Mortgage advising and arranging is covered up to a maximum limit of £85,000.
Data Protection Act 1998
We will treat all your personal information as private and confidential. You have the right of access to information we hold about you on our records (an administration fee may be charged for copies of this information). If there is anything incorrect or inaccurate you have the right to have it amended. You consent to the data being checked and/or disclosed to the regulatory authorities as part of
compliance monitoring activities.
EasyLife Alliance – Chamberlain House, 10-12 High Street, Bagshot, Surrey, GU19 5AE | Reg No. 4509036.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice, the precise amount will depend on the mortgage loan amount and is only payable on completion of the proposed mortgage.
Whatever your mortgage needs, EasyLife can help you find the right solution.
